About Mobile Phone & Gadget Insurance
Mobile phone and gadget Insurance has been designed to provide insurance protection for your electronic devices and depending on the level of cover chosen your customers can be protected against accidental damage, theft, breakdown, accidental loss, malicious damage, fraudulent call use, loss of digital downloads or loss of your device accessories. In a world where our electronic gadgets are part of everyday life, finding ourselves without them is a real inconvenience, in addition to replacement costs which can be hundreds of pounds.
Mobile Phone & Gadget Insurance provides the extra benefit of not needing to claim on the main motor or household policy, protecting your customer No Claims Bonuses and providing a lower excess. The policy offers to indemnify the insured against theft and accidental damage of their valuable mobile phones in addition to gadgets such as iPods, PDA’s, MP3 and DVD players.
Mobile Phone & Gadget Insurance Benefits of Cover Include:
- Flexible cover limits with unlimited claims up to the selected limit
- Depending on the level of cover chosen your customers can be protected against accidental damage, theft, breakdown, accidental loss, malicious damage, fraudulent call use, loss of digital downloads or loss of your device accessories
Additional Benefits of Cover:
- Worldwide cover for up to 90 days in place and cover is available for the policyholder and their immediate family
- Includes both personal and business use
- Mobile Phones can be up to 3 years old at the time of policy inception
- Policyholder can choose from a wide range of gadgets to insure
Why Sell Mobile Phone & Gadget Insurance?
- Customer can claim without affecting their No Claims Bonus on the main insurance policy assisting with renewals
- High perceived value compared to typical costs to replace a new iPhone or Samsung Galaxy S4
- Usually lower excess than on main insurance policy
- A niche insurance product that will enhance your product offering and competitive edge